Quickie:
CPF - Children Parents Fund
This is the compulsory savings our working/employed citizens have to set aside from their monthly salary or income. The interest used to be generous and fixed. The withdrawal age used to be achievable. At 85, I will be long gone and become one with mother Earth.

Thus to my future kid/s, don’t worry, if you are of age when Daddy kaput, you are well provide for… well at least a year :P